You've just bought a house. Nobody told you what to do next.
Not the mortgage. Not the survey. That bit's done. This is what happens after you get the keys — and what most people figure out too late, usually when something goes wrong.
Here's where to start.
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1. Find These Five Things Before You Unpack
Before a single box is opened, locate these five things. You will need them at the worst possible time — usually late at night, in a panic.
- Your main water stopcock
- Your fuse box
- Your boiler and its manual
- Every smoke and CO detector
- Your gas and electricity meters
The full guide covers exactly where to find each one and what to do when you do.
2. The Maintenance Budget Nobody Tells You About
Most first-year homeowners budget for the mortgage and forget everything else.
Budget 1–4% of your home's value every year for maintenance. On a £300,000 house that's between £3,000 and £12,000 annually. It is not optional. It is the cost of owning a house.
There's More in the Full Guide
The First Year Homeowner's Operating Manual covers the rest — DIY vs professional, your home records system, and a full seasonal maintenance reference table.
£9. Instant PDF download. Read it before something goes wrong.
Also in the Operator's Library: Personal Finance for Entrepreneurs — for managing money without a regular salary.
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